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Congress’ AI Expertise Gap Hampers Push for Meaningful Regulation
Pressure on Congress to address artificial intelligence is exposing a weakness in its ability to respond. Many lawmakers lack the technical knowledge and specialized staff needed to evaluate the technology, scrutinize industry claims and tr
PYMNTS · Published 10/19/2026, 23:26UK’s FCA Plans Regulatory Framework for Agentic Finance
The United Kingdom’s Financial Conduct Authority plans to develop a framework for agentic finance that encompasses agent identity, delegated authority, accountability and execution, Jessica Rusu, chief data, information and intelligence off
PYMNTS · Published 10/19/2026, 22:45Hackers Use AI Agents to Do Hacking for Them
New research shows the growing use of AI-powered hacking systems in cybercrime operations. The trend was uncovered in an investigation by cybersecurity firm NorForge, findings from which were published Monday (Oct. 19). The company’s invest
PYMNTS · Published 10/19/2026, 22:35TikTok Turns to Shoplazza to Power Agentic Commerce Offering
Commerce operating system Shoplazza says it is teaming with TikTok to “support new agentic commerce shopping experiences.” The collaboration is designed to shorten the journey between product discovery and purchase and help merchants capita
PYMNTS · Published 10/19/2026, 21:59Treso Wants Financial Products to Pay for Doctors’ Software
Independent medical practices operate like small businesses, but the financial tools available to them rarely account for how healthcare works. Physicians must manage insurance reimbursements, medical supplies and operating expenses across
PYMNTS · Published 10/19/2026, 21:00Why B2B Checks Still Move $15 Trillion a Year
The check was supposed to be dead by now. Instead, it has become a $15 trillion reminder that moving money and settling a business obligation are not always the same thing. According to research briefs from the Federal Reserve Bank of Cleve
PYMNTS · Published 10/19/2026, 21:00JPMorgan Brings Its Deposit Token to the Ethereum Blockchain
JPMorganChase is reportedly expanding its blockchain payments footprint by bringing its deposit token to Ethereum. JPM Coin will now be available to the bank’s institutional clients on the Ethereum network, JPMorgan representatives told Blo
PYMNTS · Published 10/19/2026, 20:46AI Agents Could Fill Treasury’s Looming Talent Gap
Watch more: Monday Conversation With Fifth Third Bank’s Katherine Weislogel There’s a workforce problem brewing in corporate treasury departments, and it has little to do with finding the next generation of finance executives. It’s about th
PYMNTS · Published 10/19/2026, 16:03Brazilian Retailers Can Lose the Sale Even After Shoppers Enter the Store
The shopper standing in a Brazilian store may be looking at merchandise on the shelf, but the merchant no longer has that shopper to itself. PYMNTS Intelligence’s August 2026 “Global Digital Shopping Index: Brazil Playbook,” produced in col
PYMNTS · Published 10/19/2026, 16:01Credit Unions Could Win Younger Members Through Payments
Credit unions could find a more receptive audience for digital currencies by offering members something they already recognize: a digital wallet. That’s the opportunity outlined in “Digital Currency at the Credit Union: The Gap Between Inte
PYMNTS · Published 10/19/2026, 16:00AI Agents Are Going to Work at City Hall
Government services have always moved slowly. Long queues, paper forms and manual reviews define an experience most citizens dread. Tighter budgets and shrinking workforces are making that model harder to sustain. AI agents are arriving in
PYMNTS · Published 10/19/2026, 16:00Why Insured Workers Still Skip Healthcare
Employers know exactly what their health plan costs. What they usually don’t know is what it costs them when an employee needs care and doesn’t get it because a credit check got in the way of the bill. That happens more often than most bene
PYMNTS · Published 10/19/2026, 16:00Santander Turns to Nvidia to Build New AI Banking Capabilities
Santander has teamed with Nvidia to come up with capabilities for evaluating artificial intelligence models and agents for banking. This work by the Santander AI lab is designed to help determine which AI model is best suited for a task and
PYMNTS · Published 10/19/2026, 13:00Nscale Investors Seek Lower IPO Target Amid AI-Related Concerns
Artificial intelligence cloud company Nscale is reportedly facing pushback from investors to its IPO valuation target. Some backers are balking at the company’s initial public offering (IPO) goal of around $30 billion, instead suggesting a
PYMNTS · Published 10/19/2026, 10:33Anthropic Takes Its AI Safety Proposals to Capitol Hill
Anthropic has reportedly been pitching U.S. lawmakers on draft artificial intelligence safety legislation. That’s according to a report Friday (Oct. 16) by Politico, which describes the push as a “notable effort” by the AI lab to guide the
PYMNTS · Published 10/19/2026, 09:48DeepSeek Deploys What It Calls Faster Version of Its Open-Source Model
China’s DeepSeek has unveiled what it calls a faster and leaner version of its artificial intelligence model. The company describes the DeepSeek-V4.1-Flash-1017 model, announced Saturday (Oct. 17) as offering “[s]tronger benchmark performan
PYMNTS · Published 10/19/2026, 09:31Sam Altman’s World Debuts ID Verification for AI Agents
Sam Altman’s iris-scanning project World is making what it calls its “first industry-specific push.” The company on Sunday (Oct. 18) announced World ID for banking and finance, designed to help businesses determine whether artificial intell
PYMNTS · Published 10/19/2026, 09:10Anthropic Turns to Lawyers to Teach AI Agents to Negotiate
Anthropic is reportedly in discussions with legal groups to teach artificial intelligence agents negotiation skills. That’s according to a report Sunday (Oct. 18) by the Financial Times (FT) citing two sources familiar with the AI company’s
PYMNTS · Published 10/19/2026, 08:40Regional Banks See Growth in Spite of Economic Gloom
Several of America’s regional banks posted robust third-quarter earnings last week amid strong commercial loan demand. And as Reuters reported Friday (Oct. 16), these earnings add to indications that the U.S. economy is still resilient even
PYMNTS · Published 10/19/2026, 07:42Crypto Hardware Wallets Become New Entry Point for Hackers
Last week, cryptocurrency hardware wallet company Ledger said it was investigating a hack that drained $90 million from its devices. As Bloomberg News reported Sunday (Oct. 18), this reprsents the latest example of a vulnerability in what w
PYMNTS · Published 10/19/2026, 07:15Indian Consumers Embrace Cash Ahead of New Instant Payment Fees
Indian consumers are reportedly increasing their cash usage ahead of new fees on the country’s popular digital payment system. Beginning next month, the United Payments Interface (UPI) system will apply a small fee on all transactions great
PYMNTS · Published 10/19/2026, 06:55Musk Says White House Duties Distracted Him From AI
Elon Musk says his work last year with the White House distracted him from artificial intelligence development at his businesses. “[I] kinda got carried away, basically,” Musk said in an upcoming episode of the new podcast series, “The Buil
PYMNTS · Published 10/19/2026, 06:39Anthropic Co-Founder Predicts AI Will Bring US GDP to $44 Trillion
Anthropic’s co-founder predicts that artificial intelligence could boost America’s economic output by nearly 50% by 2030. That forecast comes from one of the AI startup’s internal models, Jack Clark said Saturday (Oct. 17) at the IMF and Wo
PYMNTS · Published 10/19/2026, 06:22Luxury Shoppers Put Their Money Where Their Feet Are
A banana-shaped heel is an unusual place to look for evidence of consumer spending discipline. But in luxury retail, financial restraint can apparently come with very adventurous footwear. There’s growing interest in eccentric designer shoe
PYMNTS · Published 10/17/2026, 16:00