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Utah’s Healthcare AI Sandbox Tests Limits of Regulatory Oversight
Utah is expanding its artificial intelligence sandbox with three healthcare pilots. At the same time, regulators are developing answers to questions about patient protection, such as who bears liability when an automated system causes harm,
PYMNTS · Published 10/20/2026, 23:29Finsei Picks Thredd to Help Launch New Debit Offering
London-based payments firm Finsei has picked issuer processing platform Thredd to power its new Mastercard debit offering. “The partnership reflects a shared focus on simplifying an increasingly complex payments environment,” Thredd said in
PYMNTS · Published 10/20/2026, 23:16Google Mandates Further Verification for US and Canada Financial Ads
Google is bringing to the United States and Canada a Financial Services Verification program that already protects 2 billion internet users in 42 countries from financial scam ads, the company said in a Tuesday (Oct. 20) blog post emailed t
PYMNTS · Published 10/20/2026, 23:00Finastra Makes Trade Finance Technology More Accessible for Regional Banks
Finastra has launched a cloud-enabled solution designed to help U.S. banks digitize and automate their standby letter of credit (SBLC) flows, without having to deploy a full trade finance platform, the company said in a Monday (Oct. 19) pre
PYMNTS · Published 10/20/2026, 22:39Boost Turns to Airwallex to Enhance B2B Payments Capabilities
B2B payments company Boost Payments Solutions has launched a partnership with financial operating system Airwallex. The collaboration is designed to enhance Boost’s international commercial card processing capabilities and help it streamlin
PYMNTS · Published 10/20/2026, 21:00Visa Launches Agentic Payments Pilot With BILL and Billtrust
Visa has launched an agentic payments partnership with accounts payable and receivable solutions providers BILL and Billtrust. The collaboration is the first live pilot to allow artificial intelligence (AI) agents “to initiate and complete
PYMNTS · Published 10/20/2026, 20:25Nacha Says Faster Payment Demand Drives 37% Surge in Same Day ACH Volume
Same Day ACH saw year-over-year increases of about 37% in volume and 32% in value in the third quarter as it met user demand for faster payments, Nacha said in a Tuesday (Oct. 20) press release emailed to PYMNTS. With those increases, the t
PYMNTS · Published 10/20/2026, 19:00OpenAI Racing to Raise $30 Billion Ahead of Anthropic Listing
OpenAI is reportedly rushing to lockdown investors before chief competitor Anthropic goes public next month. That’s according to a report Monday (Oct. 19) by Reuters, which describes the effort as “unusually fast fundraising” that could bri
PYMNTS · Published 10/20/2026, 18:36Cross River Plans to Buy Accrue to Merge Payments With Loyalty
Cross River Bank plans to add branded wallet, stored value and loyalty rewards technology to its regulated financial infrastructure by acquiring FinTech company Accrue, Cross River said in a Tuesday (Oct. 20) press release emailed to PYMNTS
PYMNTS · Published 10/20/2026, 18:00Axya’s $12 Million Bet on Fixing Procurement’s Broken Data
Watch more: Digital Shift With Félix Bélisle-Dockrill of Axya A supplier promises to deliver parts on the 18th of the month. The shipment gets pushed to the 25th. The enterprise resource planning (ERP) system updates the expected delivery d
PYMNTS · Published 10/20/2026, 16:03Banks’ Growing Fraud Tech Stacks Create an Integration Challenge
Banks have plenty of fraud technology, but getting all of it to work as a cohesive line of defense is becoming a problem. The PYMNTS Intelligence report “Scams Get Personal: Why Banks Pay More to Fight Fraud” found in September that 78% of
PYMNTS · Published 10/20/2026, 16:01At 12, Apple Pay Has Yet to Break the Card Habit In-Store
Your phone can handle the checkout. Your hand may still reach for the same old card. Twelve years after Apple Pay arrived, mobile wallets are gaining users, but familiar payment habits still have a firm grip on the register. “Apple Pay @12:
PYMNTS · Published 10/20/2026, 16:0021% of Financially Stressed Grocery Shoppers Use Digital Wallets
Grocery shoppers under financial pressure are spending more per purchase, giving retailers an opportunity to help households manage bigger bills with more flexible ways to shop and pay. That’s a central finding of “The New Checkout: Crimped
PYMNTS · Published 10/20/2026, 16:00Ramp Seeks National Trust Bank Charter for Digital Asset Custody
Finance platform Ramp aims to form a national trust bank that would offer fiduciary investment management and custody of digital assets, the company said in a Monday (Oct. 19) post on X. Ramp submitted an application to establish the propos
PYMNTS · Published 10/20/2026, 07:07AI Agent Cuts Centalion’s Trade Finance Amendment Time 80%
Issuing a bank guarantee at a large commodity trader is still a desk job. A treasury employee checks how much room is left on a credit facility, pulls the banking details from one system, confirms the limits in another and keys the transact
PYMNTS · Published 10/20/2026, 07:00Analysts Expect Touch-Screen MacBook Pro Debut at Apple’s Oct. 28 Event
Apple will host a product launch event dubbed “Pro and tell” on Oct. 28, and analysts expect the company to introduce its first touch-screen MacBook Pro, according to multiple media reports. Greg Joswiak, senior vice president of worldwide
PYMNTS · Published 10/20/2026, 06:44Kansas City Fed Flags Funding Challenges From Tokenized Deposits
Banks are developing tokenized deposits to give corporate customers faster access to their money. In doing so, they are making the deposits they use for funding easier to move. A research briefing from the Federal Reserve Bank of Kansas Cit
PYMNTS · Published 10/20/2026, 05:55Relay and Nium Handle $500 Million in Cross-Border Payments in Partnership’s First Year
Users of Relay’s small business banking and money management platform have sent over $500 million in cross-border payments through Nium’s global money movement platform since the companies launched their partnership about a year ago, accord
PYMNTS · Published 10/20/2026, 04:57Character.ai Bankruptcy Exposes the High Cost of AI Companionship
Character.ai, an artificial intelligence (AI) companion platform that lets users chat with AI versions of their favorite characters, filed for Chapter 11 on Oct. 12. About 12 million monthly users could not make it profitable. The company w
PYMNTS · Published 10/20/2026, 04:17Circle and Proof Help Businesses Trust AI Agent Transactions
Proof and Circle Internet Group said Monday (Oct. 19) that they will demonstrate at Money20/20 how open identity and payment protocols can work together to enable businesses to trust transactions made by agents. The companies’ demo will inc
PYMNTS · Published 10/20/2026, 04:10Fiserv Aims to Simplify Cross-Border Commerce With Commerce Hub
Payments and financial services technology solutions provider Fiserv has launched its Commerce Hub platform. The new offering is designed to let merchants “orchestrate and simplify commerce through a single connection to Fiserv’s commerce c
PYMNTS · Published 10/20/2026, 03:05Square Shifts Business Credit Cards to Marqeta Platform to Speed Credit Innovation
Square has consolidated its credit and debit programs on Marqeta’s card issuing platform, saying this will enable the company to bring new credit features to market more quickly. With this move, Square migrated its Square Credit Card to Mar
PYMNTS · Published 10/20/2026, 02:54U.S. Bank Debuts Tool to Streamline Consumers’ Recurring Bills
U.S. Bank says it is giving customers a quicker way to shift recurring payments to a debit or credit card. Payment Switch, announced Monday (Oct. 19), lets consumers transfer payments for things like utility bills or streaming services to a
PYMNTS · Published 10/20/2026, 02:33Kapital Looks to Enhance Finance Platform With $30 Million Woz Deal
Mexico-based B2B financial platform Kapital is set to acquire artificial intelligence startup Woz. The $30 million deal is designed to strengthen Kapital’s financial ecosystem with the addition of Woz’s advanced coding agents for “complex b
PYMNTS · Published 10/20/2026, 02:11
