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AI Disclosure Proposal Targets How Models Help Build Their Successors
Major artificial intelligence (AI) developers would have to disclose whether and how extensively they use their own technology to develop new models under a policy proposal aimed at giving federal officials greater visibility into a potenti
PYMNTS · Published 10/27/2026, 23:36PayPal Advances AI Plans as BNPL Payment Volume Rises 25%
PayPal is preparing for artificial intelligence-driven purchases while working to accelerate checkout growth. “If you think about consumer agents buying from merchant agents, both will have to validate that this is a real consumer who can p
PYMNTS · Published 10/27/2026, 23:18Intuit Unveils Custom Financial AI Tools for Nonprofits and Manufacturers
Intuit introduced new and expanded financial intelligence tools designed for the nonprofit, manufacturing and construction sectors, the company said in a Tuesday (Oct. 27) press release. Intuit added these industry-specific, artificial inte
PYMNTS · Published 10/27/2026, 22:59Ripple Gets OCC’s OK to Launch National Trust Bank
Ripple received regulatory permission to begin operating its own bank, Ripple National Trust Bank, according to a Monday (Oct. 26) press release. The Office of the Comptroller of the Currency gave its final approval for the charter, Ripple
PYMNTS · Published 10/27/2026, 22:11Hyphenate Raises $45 Million for Finance-Focused AI Agents
Hyphenate, a company that develops artificial intelligence agents for finance departments, raised $45 million in new funding, Bloomberg reported Tuesday (Oct. 27). The new financing will allow Hyphenate to deepen its footprint in accounting
PYMNTS · Published 10/27/2026, 21:51Revolut’s Product Approvals Face UK Regulatory Scrutiny
British regulators are reportedly reviewing Revolut’s process for approving new products. The Bank of England’s Prudential Regulation Authority (PRA) issued what is known as a section 166 earlier this year to investigate risks surrounding t
PYMNTS · Published 10/27/2026, 18:42Fraudsters Leave Patterns, and AWS Wants AI to Follow Them
Fraud attacks can now be assembled with commercially packaged software, distributed across accounts and devices, and altered faster than banks can rewrite a conventional fraud rule. “We’re seeing fraudsters leverage commoditized SaaS toolki
PYMNTS · Published 10/27/2026, 16:02Tungsten Automation Says Scale Will Keep Humans in the Payment Loop
Watch more: What’s Next in Payments With Tungsten Automation’s Emily Nash-Walker A company can automate routine supplier payments while requiring human approval for unusually large payments or transactions outside its normal markets. For Em
PYMNTS · Published 10/27/2026, 16:01Scams Gain 10 Percentage Points in Share of Fraud Dollars
Banks have an opportunity to strengthen fraud protection by helping customers recognize when someone is persuading them to send money to a criminal. That’s a central finding of “Scams Get Personal: Why Banks Pay More to Fight Fraud,” the Se
PYMNTS · Published 10/27/2026, 16:00AI Breaks the Traditional Relationship Between Business Growth and Hiring
Artificial intelligence is creating a new competitive question for small businesses. What happens when revenue can grow without payroll growing alongside it? The PYMNTS Intelligence report “New Data Shows Small Businesses Use AI to Grow Wit
PYMNTS · Published 10/27/2026, 16:00Backbase Helps Banks Deploy Agentic AI With Delivery Factory
Backbase has introduced a tool that pairs banking teams with specialized artificial intelligence (AI) agents. The banking operating system provider’s Delivery Factory lets a bank’s delivery team work with AI agents “from the first agreed re
PYMNTS · Published 10/27/2026, 16:00CFOs See the Same Downturn. Only Some Can Afford to Exploit It.
Economic uncertainty is supposed to make CFOs defensive. Today, it’s giving the strongest companies permission to attack. New data in the October 2026 edition of “The 2026 Certainty Project” from PYMNTS Intelligence finds that 87% of CFOs s
PYMNTS · Published 10/27/2026, 16:00Gen X Wants More From Familiar Payment Tools
Generation X is giving payments providers a clear signal to make payments more flexible, but keep them familiar. This cohort is not particularly interested in the rapid adoption of new methods, but instead largely desires to keep using the
PYMNTS · Published 10/27/2026, 16:00Truist Eyes Sale of Specialty Lender Afco to Sharpen Core Banking Focus
Truist is seeking a buyer for specialty lender Afco Credit as the bank sharpens its focus on banking operations, Bloomberg reported Monday (Oct. 26), citing unnamed sources. Afco handles insurance premium financing, and Truist is unloading
PYMNTS · Published 10/27/2026, 08:36DoorDash Could Finalize Instacart Deal This Week
DoorDash could finalize a deal to acquire Instacart as soon as this week, the Wall Street Journal reported Monday (Oct. 26), citing unnamed sources. The companies are in advanced talks on a potential acquisition that could value Instacart a
PYMNTS · Published 10/27/2026, 07:27OpenAI Unveils Half-Price AI Model to Target Enterprise Automation
OpenAI is rolling out GPT-6.1 Terra, a new artificial intelligence (AI) model that costs half as much as two of its other models and is practical for automating high-volume work such as reading invoices and entering their information into a
PYMNTS · Published 10/27/2026, 06:59First Internet Bank Bets AI Means More Loans, Not Fewer People
First Internet Bank of Indiana has cut compliance review times for Small Business Administration (SBA) loan applicants by 87% using AI agents, according to a case study from artificial intelligence compliance company Bretton AI. Reviews tha
PYMNTS · Published 10/27/2026, 06:38Analysts Stand by Meta’s AI Push Despite $95 Billion Equity Plan Scrutiny
Three analysts remain bullish on Meta after the company announced plans to raise $95 billion through equity financing, though they raised questions about the company’s growing investments in artificial intelligence (AI), Seeking Alpha repor
PYMNTS · Published 10/27/2026, 06:37FTC Lawsuit Alleges Dollar General Routinely Overcharges Shoppers at Register
The Federal Trade Commission and 20 states sued Dollar General Monday (Oct. 26), alleging that the retailer routinely overcharges customers and has done so for years. The complaint alleged that Dollar General routinely charges customers mor
PYMNTS · Published 10/27/2026, 06:16Banks Narrow Fraud Technology Divide but Deliver Uneven Results
Regional and community banks and credit unions surveyed by PYMNTS Intelligence now report behavioral analytics and artificial intelligence adoption approaching the levels seen with large banks, although their financial results remain uneven
PYMNTS · Published 10/27/2026, 05:59OpenAI and Anthropic Want the Junior Banker’s 2 a.m. Shift
Wall Street’s next generation of artificial intelligence companies is taking shape around three businesses, including those that own financial data, those that turn it into research and analysis, and those that control the proprietary conte
PYMNTS · Published 10/27/2026, 05:06Citi Raises Savings Rates for Relationship Banking Clients
Citi’s new program that offers higher savings rates to reward clients who deepen their relationship with the bank went live Monday (Oct. 26). When announcing the program, Premium Boost, in a Sept. 24 press release, Citi said it adds enhance
PYMNTS · Published 10/27/2026, 04:33Fed’s Debit Card Swipe Fee Rule Quashed By Appeals Court
A federal appeals court has upheld a lower court ruling striking down the Federal Reserve’s 21-cent cap on debit card interchange fees. This latest decision was handed down Monday (Oct. 26) by a three-judge panel of the 8th U.S. Circuit Cou
PYMNTS · Published 10/27/2026, 03:56Canada’s Draft Stablecoin Rules Uphold Ban on Yield Payments
Canada began a 60-day consultation period on draft stablecoin regulations, CoinDesk reported Monday (Oct. 26). The regulations uphold a ban on yield payments and require nonbank issuers to keep their reserves with Canadian financial institu
PYMNTS · Published 10/27/2026, 03:22
