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Rhode Island Lawsuit Claims Meta Knowingly Profits From Financial Scam Ads
Rhode Island Attorney General Peter F. Neronha sued Meta Thursday (Oct. 22), alleging that the company fails to block advertisements for fraudulent products and financial scams on its platforms, Neronha said in a press release. The lawsuit
PYMNTS · Published 10/23/2026, 23:27States Move to Rein in Rogue AI as Federal Guardrails Lag
States are developing safeguards against artificial intelligence agents that evade human control, stepping into a regulatory gap left by Congress amid growing concerns over cybersecurity, public infrastructure and government data. Californi
PYMNTS · Published 10/23/2026, 22:55Goldman Sachs CEO Says Individuals Must Be Held Accountable for AI Failures
The principles Goldman Sachs uses to manage risk could be applied to artificial intelligence oversight, Goldman Sachs Chair and CEO David Solomon wrote in an article published Thursday (Oct. 22) by the Financial Times. The principles includ
PYMNTS · Published 10/23/2026, 22:1692% See AP Automation as a Way to Move Beyond Routine Tasks
Businesses looking to automate supplier payments are giving technology teams a bigger say in purchasing decisions, and the reason starts with a practical priority: making new software work with what they already have. The July 2026 “Busines
PYMNTS · Published 10/23/2026, 16:00AI Shifts Underwriting From the Person to the Purchase
The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to buy. And as latest installment of “The Future of AI Credit” playbook, a PYMNTS Intelligence collaboration wi
PYMNTS · Published 10/23/2026, 16:00Enova Tops $1 Billion Quarterly Revenue as Online Lending Surges
Online lender Enova saw its revenue exceed $1 billion during a quarter for the first time in its history in the third quarter, with strong growth across its portfolio, CEO Steve Cunningham said Thursday (Oct. 22) during an earnings call. “W
PYMNTS · Published 10/23/2026, 10:18OpenAI Aims to Lock In $30 Billion Funding Round by Next Week
OpenAI is close to finalizing a funding round in which it could raise as much as $30 billion at a $1.25 trillion pre-money valuation, CNBC reported Thursday (Oct. 22), citing unnamed sources. OpenAI told investors Thursday that it aims to s
PYMNTS · Published 10/23/2026, 09:20FTC Data Shows Investment Scams Fuel Fivefold Surge in Seniors’ Fraud Losses
Fraud losses reported by older adults increased fivefold between 2020 and 2025, leaping from $600 million to $3 billion, the Federal Trade Commission (FTC) said Monday (Oct. 19). The FTC shared this data in a press release outlining finding
PYMNTS · Published 10/23/2026, 08:53Uber Deploys OpenAI Agents to All 30,000 Employees
Uber has made OpenAI’s ChatGPT Work available to all its 30,000 employees around the world after initially piloting it with 1,000 employees, OpenAI said in a Thursday (Oct. 22) press release. ChatGPT Work is an agent designed to take on com
PYMNTS · Published 10/23/2026, 07:50Credit Card Delinquencies Creep Up to 2.6% Among Major Issuers
Credit card delinquencies crept up in September, while net charge-offs declined, according to the latest edition of Seeking Alpha’s Credit Pulse, released Thursday (Oct. 22). This report tracks monthly delinquency and charge-off rates at se
PYMNTS · Published 10/23/2026, 07:37Banks Add AI Agents, Keep Their 40-Year-Old Cores
Banks keep their core systems because replacing them is costly and disruptive. Keeping them carries its own price. Employees work across fragmented applications, repeat manual steps and rely on expensive integrations. Fifty-two percent of f
PYMNTS · Published 10/23/2026, 07:10Nvidia and Reflection Make Open Models Enterprise-Ready
Chinese labs have led the open-weight artificial intelligence (AI) race for most of the year. This week, the U.S. stacked up its own entries, with Nvidia and Reflection releasing models built for enterprise work. DeepSeek and MiniMax respon
PYMNTS · Published 10/23/2026, 07:08Wyndham Deploys AI Agents to Boost Hotel Bookings and Cut Franchisee Costs
Hotel franchising company Wyndham Hotels & Resorts offers artificial intelligence (AI) tools across the guest experience and has found that they improve franchisees’ top lines, reduce operating costs and enhance the guest experience, the co
PYMNTS · Published 10/23/2026, 06:37American Airlines Says Loyalty Program Drives Revenues and Margins
American Airlines’ loyalty program, AAdvantage, differentiates the company from its rivals and provides a competitive advantage, executives said Thursday (Oct. 22) during a third-quarter earnings call. “We said we’d lead in loyalty, and we
PYMNTS · Published 10/23/2026, 06:03Bitcoin-Backed Loans Add Debt to Leveraged Crypto Trading
Bitcoin holders borrowing to finance leveraged trading retain their original investment and take on another source of exposure. Their coins continue to fluctuate, the financed position produces its own gains or losses, and the dollar loan r
PYMNTS · Published 10/23/2026, 05:10Procter & Gamble Sees Resilient Consumer Demand Despite Higher Commodity Costs
Consumer packaged goods (CPG) company Procter & Gamble expects the costs of raw materials, energy and transportation to be higher throughout its fiscal year 2027, the firm said in a Thursday (Oct. 22) press release outlining its results for
PYMNTS · Published 10/23/2026, 04:03FinTechs Face Tough Licensing Choices as They Outgrow Early Setups
Launching a FinTech often starts with a simple plan. Get the right state licenses, team up with a bank and start moving money. But success brings a new problem. Once a company adds overseas customers, large business clients or cryptocurrenc
PYMNTS · Published 10/23/2026, 02:55Stord Acquires AMS Fulfillment to Expand AI-Driven Logistics Network
Stord has acquired third-party logistics provider AMS Fulfillment, adding more than 1 million square feet of warehouse space and expanding its capacity to handle orders for consumer brands as it invests in artificial intelligence and roboti
PYMNTS · Published 10/23/2026, 02:41David’s Bridal Plans to Spin Off Pearl in $350 Million SPAC Deal
David’s Bridal plans to separate its Pearl division, with Pearl becoming an independent public company offering a digital wedding planning, media and commerce platform, the company said in a Thursday (Oct. 22) press release. To enable this
PYMNTS · Published 10/23/2026, 02:25Coast Secures $35 Million to Expand Financial Platform for Physical Economy
Financial technology firm Coast announced in a Thursday (Oct. 22) press release that it has raised $35 million in a new growth equity funding round to expand its payment and expense management platform built for physical economy businesses.
PYMNTS · Published 10/23/2026, 02:15AI Finds Flaws Hiding in the Code Behind 70% of Websites
Security flaws discovered with the help of artificial intelligence have triggered an urgent, OpenAI-led effort to protect websites worldwide, PYMNTS reported. The scramble exposes how quickly AI can uncover weaknesses in the software that s
PYMNTS · Published 10/23/2026, 01:56Barclays Plans 5,000 Job Cuts as AI Push Reshapes Operations
Barclays plans to eliminate about 5,000 jobs this year as the British bank expands its use of artificial intelligence (AI) and technology to improve productivity and reduce costs, even as third-quarter profits rose. The reductions represent
PYMNTS · Published 10/23/2026, 01:36Cloudflare Reports Millions of Exploit Attempts After PHP Flaws Disclosed
Cloudflare reported millions of attempts to exploit newly disclosed vulnerabilities in PHP, or Hypertext Preprocessor, as companies and governments raced to secure websites and online services built on the widely used programming language.
PYMNTS · Published 10/23/2026, 01:12DOL Data Shows Jobless Claims Drop to Near 1960s Lows
There were 6,000 fewer initial claims for unemployment last week than the previous week, with multiple media reports saying the labor market remains about as steady as it has been since the 1960s. There were 194,000 initial claims for unemp
PYMNTS · Published 10/23/2026, 01:10
