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AI Finds Flaws Hiding in the Code Behind 70% of Websites
Security flaws discovered with the help of artificial intelligence have triggered an urgent, OpenAI-led effort to protect websites worldwide, PYMNTS reported. The scramble exposes how quickly AI can uncover weaknesses in the software that s
PYMNTS · Published 10/23/2026, 01:56Barclays Plans 5,000 Job Cuts as AI Push Reshapes Operations
Barclays plans to eliminate about 5,000 jobs this year as the British bank expands its use of artificial intelligence (AI) and technology to improve productivity and reduce costs, even as third-quarter profits rose. The reductions represent
PYMNTS · Published 10/23/2026, 01:36Cloudflare Reports Millions of Exploit Attempts After PHP Flaws Disclosed
Cloudflare reported millions of attempts to exploit newly disclosed vulnerabilities in PHP, or Hypertext Preprocessor, as companies and governments raced to secure websites and online services built on the widely used programming language.
PYMNTS · Published 10/23/2026, 01:12DOL Data Shows Jobless Claims Drop to Near 1960s Lows
There were 6,000 fewer initial claims for unemployment last week than the previous week, with multiple media reports saying the labor market remains about as steady as it has been since the 1960s. There were 194,000 initial claims for unemp
PYMNTS · Published 10/23/2026, 01:10Companies Should Test AI Agents Like Job Candidates, Law Firm Says
Imagine hiring a new employee who works around the clock, never takes a break and can place orders or move money on its own. Now imagine hiring that worker without checking references. That is roughly the risk companies take when they rush
PYMNTS · Published 10/23/2026, 01:06Currency Costs Test the Promise of Cross-Border Payment Bundles
Small businesses in the United States purchasing overseas want faster payments, lower fees and better exchange rates. Financial providers are combining accounts, currency management and spending services around that activity. The PYMNTS Int
PYMNTS · Published 10/23/2026, 00:42Banks Crack Down on Unauthorized AI Agents Operating Inside Customer Accounts
Major U.S. banks are detecting and deleting unauthorized third-party artificial intelligence agents that are taking actions inside customer accounts, Reuters reported Thursday (Oct. 22), citing a paywalled article by Axios. Some of the agen
PYMNTS · Published 10/23/2026, 00:31Affirm Inks Exclusive Deal with Sam’s Club as Competition for BNPL Shoppers Intensifies
Affirm’s new exclusive partnership with Sam’s Club gives the buy now, pay later (BNPL) provider a new foothold in warehouse retail, where shoppers make purchases ranging from household essentials to big-ticket electronics. The deal, announc
PYMNTS · Published 10/23/2026, 00:01TerraPay Adds Payee Verification to J.P. Morgan’s Liink Network
TerraPay announced it has integrated its payee verification service with Kinexys by J.P. Morgan’s Liink network, expanding financial institutions’ ability to check bank account and digital wallet details before sending cross-border payments
PYMNTS · Published 10/22/2026, 23:58AI Security Demand Propels 1Password ARR Past $500 Million
Identity security firm 1Password has seen its annual recurring revenue increase 90% year-over-year to over $500 million, driven by customers’ need to secure the artificial intelligence agents and workflows they build, the company said in a
PYMNTS · Published 10/22/2026, 23:31DeepSeek Raises $15 Billion Ahead of Planned Shanghai IPO
Chinese artificial intelligence (AI) startup DeepSeek has raised $15 billion in its second private funding round and is accelerating plans for a Shanghai listing in early 2027, potentially reaching public markets before OpenAI. The financin
PYMNTS · Published 10/22/2026, 23:30Nasdaq Revenue Rises 14% as Financial Technology Business Expands
Nasdaq reported higher third-quarter revenue and earnings Thursday (Oct. 22), supported by growth in its financial technology and capital markets businesses as the exchange operator continues investing in technology and market infrastructur
PYMNTS · Published 10/22/2026, 23:29Walmart and Amazon Expand AI Agents’ Roles in Shopping and Work
It was a big week for agentic artificial intelligence at Walmart and Amazon as the two companies outlined plans to capitalize on the technology’s momentum among consumers and enterprises. Walmart announced tools that will let customers auth
PYMNTS · Published 10/22/2026, 22:59SoFi Begins Rolling Out Interest-Earning Tokenized Deposits
SoFi Technologies is rolling out a tokenized deposit for consumers that enables SoFi Crypto members to earn interest while keeping their funds accessible when needed, the company said in a Thursday (Oct. 22) press release. Each SoFi Earn (S
PYMNTS · Published 10/22/2026, 22:44OCC Leaves Stablecoin Rewards Door Open as Banks Defend Deposits
The week in digital assets was dominated by regulation. The net-net of a wild week? Banks face renewed competition for customers’ cash after federal regulators left room for cryptocurrency platforms to offer stablecoin rewards, setting up a
PYMNTS · Published 10/22/2026, 22:19Ebanx Adds Recurring Wallet Payments in Nigeria Through OPay
Cross-border payments provider Ebanx launched recurring payments through Nigerian digital wallet OPay, according to a Thursday (Oct. 22) press release. The solution gives international subscription businesses another way to collect payments
PYMNTS · Published 10/22/2026, 22:09Anthropic Could File IPO Paperwork as Soon as Friday
Anthropic could make its IPO paperwork public as soon as Friday (Oct. 23). That would move the Claude developer one step closer to what could be the largest stock market debut ever. The deal is also a major test for the AI boom, as investor
PYMNTS · Published 10/22/2026, 18:43The Investment Journey Is Only as Fast as Its Money Movement
Watch more: Visa Direct’s Justin Zhao An investor funds their investment account in real-time. A trade executes in seconds. But transferring funds from that account to a bank account can still take five business days. It is a paradox that K
PYMNTS · Published 10/22/2026, 16:03FIS Says Digital Money Puts Bank Infrastructure to the Test
Digital money is pushing banks toward making decisions about infrastructure well beyond whether to issue a token. Among the decisions that need to be made: Which forms of digital money belong inside their own relationships, which need broad
PYMNTS · Published 10/22/2026, 16:02What Fraud Data Says About Where Payment Security Is Headed
Artificial intelligence is changing both sides of payments fraud. Fraudsters can use it to make impersonation attempts more convincing, while finance teams can use it to score transactions, verify documents and identify anomalies. PYMNTS In
PYMNTS · Published 10/22/2026, 16:0080% of Top CFOs Use Working Capital to Fund Growth
At the most efficient growing companies, 80% say their primary reason for using working capital is planned growth. Among the least efficient, just 2% say the same. That 78-percentage-point gap is a central finding in “The 24-Day Advantage:
PYMNTS · Published 10/22/2026, 16:00AI Recommendations Need a Checkout Shoppers Trust
Artificial intelligence is making it easier for retailers to get discovered. It is doing considerably less to help them get paid. Data in the October 2026 edition of the Consumer AI Benchmark Report from PYMNTS Intelligence reveals that nea
PYMNTS · Published 10/22/2026, 16:00Instant Payments May Give Credit Unions a Deposit Growth Advantage
Banks have generally measured instant payments by transactions: how many customers use them, how much money moves and how quickly payments arrive. An example from Amplify Credit Union adds another measure: deposit growth. Business accounts
PYMNTS · Published 10/22/2026, 16:00Built to Scale: How to Grow Embedded Payments Without Starting Over
Embedded payments can be relatively straightforward to launch, but successful growth changes what businesses need from their payments infrastructure. As volume rises, so can fraud exposure, compliance demands and operational complexity. Com
PYMNTS · Published 10/22/2026, 16:00
