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Etsy Aims to Balance Human Creations With AI Innovations
Etsy’s CEO says the company is facing an artificial intelligence (AI)-related paradox. “For Etsy, the opportunity is to use this technology to help buyers discover items that feel uniquely right for them, and to help our sellers reach more
PYMNTS · Published 10/29/2026, 03:04OppFi Revenue Dips 3.8% Amid Muted Borrower Sentiment
OppFi is focusing on flexible credit, tech upgrades and its banking ambitions amid persistent inflation and cooling consumer sentiment. The digital lending platform touted these new offerings Wednesday (Oct. 28) as it released third-quarter
PYMNTS · Published 10/29/2026, 02:54Foundry Raises $100 Million to Boost Manufacturing Footprint
Autonomous factory company Foundry Robotics is planning an expansion of its manufacturing footprint after raising $100 million. The company said its Series A round, announced Wednesday (Oct. 28), will allow it to build out its facility in E
PYMNTS · Published 10/29/2026, 02:31Wealthsimple Raises $302 Million For Financial Platform
Wealthsimple has raised $302 million to expand its investment and digital finance platform. The new funding round, announced Tuesday (Oct. 27), values the Canadian company at $9.8 billion, or $13.8 billion CAD, and will help Wealthsimple ex
PYMNTS · Published 10/29/2026, 02:03Goldman Exec Says Investors Growing More Judicious on AI
A senior Goldman Sachs executive says weaknesses are developing in the AI market as the cost of capital climbs. Speaking at The Information’s WTF Summit on Tuesday (Oct. 28) Goldman co-head of investment banking Kim Posnett argued that whil
PYMNTS · Published 10/29/2026, 02:01Ripple Brings Its Stablecoin to Coinbase’s Trading Platforms
Ripple has begun listing its RLUSD stablecoin on Coinbase’s institutional and retail platforms. Clients can now trade and manage RLUSD through Coinbase Prime, Coinbase Exchange, and the Coinbase Retail application, Ripple announced Wednesda
PYMNTS · Published 10/29/2026, 01:47European Banking Giants Calm Investor Concerns With Higher-Than-Expected Profits
Four European banks beat third-quarter profit forecasts, while a fifth bank reported earnings in line with expectations, Reuters reported Wednesday (Oct. 28). The banks reporting stronger-than-expected results Wednesday included Deutsche Ba
PYMNTS · Published 10/29/2026, 01:31California Puts a 15-Minute Clock on AI Customer Service Handoffs
It’s fairly common in the age of artificial intelligence and agents for AI to handle routine customer service faster and cheaper than a call center, but the customer on the other end can get stuck in a loop of menus and canned answers with
PYMNTS · Published 10/29/2026, 01:28Monzo Expands EU Banking Footprint With Spain Launch
British digital bank Monzo is continuing its European expansion with operations in Spain. The company’s launch in Spain represents Monzo’s first market in continental Europe, the company said in a news release provided to PYMNTS Wednesday (
PYMNTS · Published 10/29/2026, 01:06Utah Becomes Latest Front in CFTC’s Prediction Market Jurisdiction Fight
Utah has become the latest flashpoint in the fight over who regulates prediction markets. The Commodity Futures Trading Commission (CFTC) this week filed a lawsuit to block state enforcement aimed at stopping platforms such as Kalshi from o
PYMNTS · Published 10/29/2026, 00:46Adyen Adds 1,100 Tech and Sales Hires to Capture Growth Opportunities
FinTech platform Adyen expects to add as many as 1,100 specialized engineering and go-to-market roles this year to meet the needs of its existing commercial momentum and to capture growth opportunities, Interim Chief Financial Officer Hwa T
PYMNTS · Published 10/28/2026, 23:58Kalshi CEO Tarek Mansour Seeks Protections for Money-Losing Customers
Kalshi CEO Tarek Mansour is looking for new ways to protect consumers losing money on the prediction markets platform, Bloomberg reported Wednesday (Oct. 28). “Irresponsible users is a real worry for any of these types of products,” Mansour
PYMNTS · Published 10/28/2026, 23:55Google Reportedly Developing New International Payment Option
Google is reportedly developing a new travel payments capability for its digital wallet. According to a report Tuesday (Oct. 27) from the website Android Authority, the new Google Wallet capability would let travelers make QR-code-based pay
PYMNTS · Published 10/28/2026, 23:34Businesses Stack Working Capital as Bank Credit Tightens
Businesses are using several forms of working capital to pay bills that previously could have been covered by customer receipts arriving earlier. Bank credit lines, corporate cards and supplier payment terms give firms different ways to fin
PYMNTS · Published 10/28/2026, 23:33Upwind Raises $450 Million for AI and Cloud Security
Cloud and artificial intelligence security platform Upwind has raised $450 million in new funding. The company’s Series C round will allow Upwind to strengthen its product and engineering growth, Co-Founder and CEO Amiram Shachar wrote in a
PYMNTS · Published 10/28/2026, 22:58AI Is Changing How Banks Decide Who Gets a Business Loan
Before a company’s loan request reaches a room full of bankers, a computer may have already sized it up. Artificial intelligence tools now score borrowers, sort through financial statements and write first drafts of loan approval memos. In
PYMNTS · Published 10/28/2026, 22:40Hummingbird Buys Quantimon to Prioritize High-Risk AML Alerts
Hummingbird has deepened its investment in transaction monitoring by acquiring Quantimon, the company said in a Wednesday (Oct. 28) press release. The acquisition adds the capabilities of Quantimon’s machine learning platform for anti-money
PYMNTS · Published 10/28/2026, 22:35Tech Companies Battle Infestation of AI-Discovered Bugs
Tech companies are reportedly spending more time and resources dealing with bugs uncovered by artificial intelligence (AI). That’s according to a report Wednesday (Oct. 28) by The New York Times, which says technologists are becoming overwh
PYMNTS · Published 10/28/2026, 21:58Coinbase Customer Data Exposed in Vendor’s Breach
Coinbase says customer contact data was impacted in a breach at one of its vendors. The cryptocurrency exchange acknowledged the incident late Tuesday (Oct. 27) while denying reports that it had suffered a breach on its end. “Amplitude, an
PYMNTS · Published 10/28/2026, 20:48Payments Leaders Say What Changed Their Minds in 2026
The most useful thing an executive learns all year may be that a familiar measure of success is pointing in the wrong direction. Faster customer service can mask processes that create unnecessary work. More financial information can leave c
PYMNTS · Published 10/28/2026, 16:02Businesses Believe in Payment Guarantees but Few Actually Use Them
Businesses have spent years investing in systems designed to determine whether a payment is legitimate. Fewer have invested in ensuring that a legitimate payment actually arrives. Just 13% of firms use payment guarantees, despite the PYMNTS
PYMNTS · Published 10/28/2026, 16:01Why AI Agents Will Live or Die on Permission
Why AI Agents Will Live or Die on Permission Grace Hopper, the Yale PhD in math, computer pioneer and United States Navy rear admiral, liked to tell audiences that “it’s much easier to apologize than to get permission.” She didn’t invent th
PYMNTS · Published 10/28/2026, 16:00Subprime Card Denial Rate Is More Than Two Times the Super-Prime Rate
Consumers seeking to build credit can face a difficult cash decision: How much money they can afford to set aside before using a secured card. That funding requirement is central to “Secured Credit’s Next Turn: Unlocking Growth With Dynamic
PYMNTS · Published 10/28/2026, 16:00Stripe Pay Targets Instant B2B Payments
Stripe now enables instant B2B transfers through a “stripe pay” plug-in, the company said in a Tuesday (Oct. 27) post on LinkedIn. “Find companies using their Stripe profile handle and send funds for free,” Stripe said in the post. “Availab
PYMNTS · Published 10/28/2026, 09:34
