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AI Agents Could Control 5% of Cross-Border Payments. Who Controls Them?
Watch more: Need to Know With Mural’s Sinclair Toffa As stablecoins, real-time payment networks and artificial intelligence converge, financial infrastructure providers are confronting the fact that competitive questions are now becoming ar
PYMNTS · Published 11/03/2026, 17:03MIT Researchers Say Privacy Rules Will Shape AI Competition
Watch more: TechReg With Catherine Tucker and Rozhina Ghanavi of MIT Sloan An artificial intelligence agent researching a medical condition can learn something about an entire family from a conversation with just one member. Catherine Tucke
PYMNTS · Published 11/03/2026, 17:01Economic Optimism Gains 3.8 Percentage Points as Shoppers Stay Selective
More Americans see better economic days ahead, giving merchants an opening to win purchases that cautious households have put off. That’s one encouraging finding in “Keeping Up Gets Harder: Debt Confidence Falls Among Bill Payers,” the Octo
PYMNTS · Published 11/03/2026, 17:00Connecting AI Visits to Sales Could Sharpen Retail Investment
A retailer’s next artificial intelligence investment could depend on what happens after a shopper arrives. The PYMNTS Intelligence report “The Agent Advantage: How Merchants Plan to Win AI Shopping” found in October that among surveyed merc
PYMNTS · Published 11/03/2026, 17:00Boost CEO Says AI Lets Payments Firms Build More In-House
AI has expanded what teams can develop internally without a third party, Boost Payment Solutions Founder and CEO Dean M. Leavitt writes in a new PYMNTS eBook, “Payments Leaders Rethink What Works in 2026.” What I changed my mind about in 20
PYMNTS · Published 11/03/2026, 17:00Klarna Powers Enhanced Dispute Management for Mollie Merchants Across Europe
Klarna‘s enhanced dispute management and Consumer FX capabilities will be available to merchants across Europe that work with Mollie, the companies said in a Tuesday (Nov. 3) press release emailed to PYMNTS. This offering is part of an expa
PYMNTS · Published 11/03/2026, 17:00Apple Forecasts Slower Services Growth as AI Costs Rise
Apple expects slower services growth during the holiday quarter, at the same time that it absorbs the cloud-computing costs of Siri AI and prepares to charge customers for expanded access to certain artificial intelligence features. Speakin
PYMNTS · Published 11/03/2026, 10:09Anthropic Buys One-Person Biotech to Prove Claude Can Make Drugs
Anthropic said Oct. 27 it acquired Mithril Medicine, a startup developing treatments for two rare forms of muscular dystrophy. Founder Cody Tranbarger, Mithril’s only full-time employee, used Claude to organize contracts, logistics and expe
PYMNTS · Published 11/03/2026, 09:30Upwork Embeds Freelance Marketplace Inside Top AI Tools
Upwork has been rolling out new tools as artificial intelligence (AI) reshapes work and the ways clients and talent use the company’s work marketplace, President and CEO Hayden Brown said Monday (Nov. 2) during the company’s third quarter e
PYMNTS · Published 11/03/2026, 09:01Mastercard Forms OpenAI and Tencent Partnerships to Drive Agentic Commerce
Lost in the recent earnings announcement from Mastercard was a broad strategic partnership with OpenAI that Mastercard CEO Michael Miebach said includes the use of his company’s Agent Pay and “goes well beyond.” “Our agreement establishes c
PYMNTS · Published 11/03/2026, 08:01AI Agents Take the Grunt Work Out of Pamarco’s Close
Pamarco, a manufacturer of precision components for the printing and packaging industries, has put artificial intelligence agents on the accounting work that once ran only through its finance staff. “We’ve been able to automate roughly 40%
PYMNTS · Published 11/03/2026, 07:00Google Wallet Tests Letting Users Confirm Identity Before Every Contactless Payment
The latest Google Wallet update includes a new Tap to pay option in the verification settings that may control how often the app asks users to verify their identity before making contactless payments, Android Authority reported Sunday (Nov.
PYMNTS · Published 11/03/2026, 06:54Crypto’s Biggest Theft Meets Blockchain’s Next Institutional Test With Binance Hack
The crypto sector has had its fair share of crimes, scandals, thefts and embarrassments. And the theft of approximately $6.3 billion in digital assets from Binance last Thursday (Oct. 29) certainly ranks up there among the “worst days in cr
PYMNTS · Published 11/03/2026, 05:50OKX and Mastercard Bring Stablecoin Card to Most US States
OKX’s Mastercard-powered virtual card that unlocks stablecoin spending, OKX Card, is now available to eligible customers in most U.S. states and select territories, the company said in a Monday (Nov. 2) press release. The OKX Card lets cust
PYMNTS · Published 11/03/2026, 05:19Global Payments Buyout Talks Signal Pressure on Legacy Processors
Global Payments’ reported take-private talks suggest that changes in ownership and strategy could have ripple effects across payment processing as established providers confront competition over technology, service and merchant relationship
PYMNTS · Published 11/03/2026, 05:04Marriott Revenues Rise 6.5% as Travelers Seek Experiences
Marriott International said it is reaping the benefits of consumers’ ongoing prioritization of experiential spending. The hotel giant released quarterly earnings Monday (Nov. 2) showing its third-quarter global per available room (RevPAR) u
PYMNTS · Published 11/03/2026, 05:03Casap Raises $56 Million for Agentic AI Financial Services
Casap, an artificial intelligence agent platform for financial services, has raised $56 million in new funding. The company says its Series B round, announced last week, will help Casap advance its AI platform as it looks to move its focus
PYMNTS · Published 11/03/2026, 04:40Mercado Bitcoin Takes $40 Million Loss in Latest Crypto Hack
Mercado Bitcoin is the latest digital asset company to suffer a hack, Bloomberg reported Monday (Nov. 2). The Brazilian cryptocurrency broker will absorb a $40 million loss from the incident, the report said. No customer losses are expected
PYMNTS · Published 11/03/2026, 04:36Elon Musk’s SpaceX Turns to Boost to Launch Mobile Network
Elon Musk’s SpaceX is reportedly in discussions with Boost Mobile as it looks to launch its own mobile network. These talks came after America’s three biggest wireless companies—Verizon, AT&T and T-Mobile—all rebuffed SpaceX’s proposal, The
PYMNTS · Published 11/03/2026, 04:05Vera Health Secures $28.5 Million to Expand AI-Powered App for Clinicians
Vera Health raised $28.5 million in a Series A funding round to expand its artificial intelligence-powered clinical app, the company said in a Tuesday (Oct. 27) press release. The round brings the company’s total funding to $32 million, acc
PYMNTS · Published 11/03/2026, 03:49tZERO Moves to Take Tokenization Company Public
Tokenization FinTech tZERO says it is moving to become a publicly traded firm. The company announced Monday (Nov. 2) plans to combine with FG Imperii Acquisition Corp., a special purpose acquisition company (SPAC) in a deal valuing tZERO at
PYMNTS · Published 11/03/2026, 03:252 Engineers, Unlimited Tokens and Cisco’s 98% Rewrite
Cisco has handed a single engineer an unlimited artificial intelligence (AI) budget to replace nearly all of its legacy code within two years. Cisco President and Chief Product Officer Jeetu Patel told Fortune that Padmanabhan Krishnamurthy
PYMNTS · Published 11/03/2026, 02:59Circle Urges SEC to Protect Permissionless Institutional Networks
Circle is encouraging the Securities and Exchange Commission (SEC) to maintain technology neutrality and to clarify the treatment of different permissionless network structures as the regulator finalizes its proposed Regulation Crypto Asset
PYMNTS · Published 11/03/2026, 02:58Goldman Sachs Bars Bankers From Employing Some AI Tools
Goldman Sachs has reportedly instituted a crackdown on artificial intelligence (AI) usage by its bankers. As Bloomberg News reported Monday (Nov. 2), Goldman had for months allowed bankers to use tools like Anthropic’s Claude Code and Micro
PYMNTS · Published 11/03/2026, 02:40